Why Many Home Owners Are Saddled
With Expensive And Unsuitable Loans
Many borrowers are paying off home loans that might have been competitive in the past, but are now thousands of dollars per year more expensive than today’s deals.
The main culprit is “Rate Creep” – when the bank bumps up your interest rate a little at a time, or doesn’t reduce your rate when interest rates go down.
The good news is that it takes only 15 to 20 minutes for us to review your current situation and advise if you may be able to save.
Book a Free Lending Strategy Session to explore your options, without cost and obligation.
We’ve Helped Many Clients Refinance To A Better Deal And We Can Help You Too.
We provide a completely tailored approach to finding a better deal on your home loan. Many clients use our free service to:
- Potentially save thousands or dollars per year in excess interest costs.
- Access available equity in their home.
- Obtain a loan with the features they need (e.g. offset accounts or redraw facilities)
Take the next step by booking a Free Lending Strategy Session to explore your options, without cost and obligation.
Our Free Service Is Completely Tailored To The
Needs Of Borrowers Looking For A Better Deal
- We search our panel of 30+ lenders to find a loan with a more competitive rate, with the features you need.
- Where appropriate, we explain how you can further save on interest and tax.
- Every recommendation comes with a full “business case” to support any refinance decision.
- We prepare all applications for you to minimise hassle and paperwork.
- Available in person, via phone and on Skype at hours to suit you.
- Regular updates explaining progress and next steps.
- Ongoing service to ensure you remain on a competitive deal, now and in the future.
Meet Your Mortgage Broker, Marcus Roberts
Marcus Roberts, founder of Brighter Finance is not your typical mortgage broker. His expertise has been featured by Forbes, Business Insider, Huffington Post, Inc., and SBS. He is a proud member of both the MFAA and the Property Investment Professionals of Australia (PIPA). With close to 20 years experience in banking and financial services behind him, he truly enjoys watching clients make better financial decisions and helping them get the property they want.
Hear From Other Clients Who Saved...
"Marcus guided us through the process expertly, and was always on hand"
Marcus helped us secure our mortgage for our first property in Australia. He was fantastic throughout. As first time buyers he guided us through the process expertly, and was always on hand to answer any and all our questions. We frequently changed our minds in the early stages of the mortgage process, but Marcus always dealt with these changes promptly. I would highly recommend Marcus as a mortgage advisor and will be using in in the future for any mortgage applications and reviews we carry out.
"Marcus went above and beyond"
Marcus went above and beyond to find us the right mortgage provider, offering any assistance we needed. He was even able to go back and get a generous rate discount after the initial offer. You won’t find another more helpful and trustworthy mortgage broker. Highly recommended!
"Can confidently recommend!"
Marcus explained in simple language my home loan options. Very happy with the service and can confidently recommend!
"Marcus took to explain everything in the simple terms"
Marcus was a great help right from the start at our first meeting it was apparent that Marcus acted in the clients best interest & his advise was based on that and not selling a service. Your first mortgage can be quite daunting and that was all mitigated with the time he took to explain everything in the simple terms that helped me take all the information in. If I ever need another Mortgage or when I require a re-finance Marcus will be the first phone call.
Frequently Asked Questions
Who are you and what do you do?
I’m Marcus Roberts, founder of Brighter Finance. I’ve worked within the lending teams at some of Australia’s largest banks.
From this experience, I have gleaned a deep insight into what banks are looking for when considering First Home Buyer loan applications. This makes me uniquely equipped to help you get the best loan approved quickly and without any fuss.
I also promise to tell you where potential problems may be, and ensure that we get the best outcome possible for you at all times.
What's the cost of your service?
There is no cost to you, the borrower.
We are paid a small commission by the lender when you receive your home loan.
By using a mortgage broker, you benefit from comparing dozens of lenders and finding the product that best aligns with your unique situation.
This allows you to save on fees and charges that you may otherwise pay if you were to go directly to the lender.
How are you better than my bank?
When you work with Brighter Finance, you can be sure that your loan and structure are align with your best interests.
We aren’t owned directly or indirectly in any way by a bank.
Unlike banks who choose from a narrow suite of their own financial products, we’ll assess over 30 lenders to ensure you have the right fit.
No single bank or lender is recommended in a disproportionate amount. And you will understand why any recommendation is made and why it makes sense for you.
Who's behind Brighter Finance?
Marcus Roberts is the founder of Brighter Finance.
He has close to 20 years experience in banking and financial services. He is a proud member of both the MFAA as well as the Property Investment Professionals of Australia (PIPA).
Marcus’s expertise has been quoted or referenced by Forbes, Business Insider, Huffington Post, Inc., and SBS. You can follow his insights via his podcast: the Sydney Property Insider.
Get In Touch For A Free Lending Strategy Session
No matter where you are in the property buying process – whether you’re “just thinking about it” or you’ve already found your dream home – get in touch to discuss how to make your first home purchase a reality and what loans are available on today’s market. No cost, no obligation.