Mortgage Strategy Session
For Smart Buyers
Personalised Home Loan Help:
Review +40 Lenders To Find A Great Loan
& Buy With Clarity And Confidence
(+Save On Fees, Interest & Repayments!)
Want to buy your own home, but feel “stuck”?
Maybe you need help running the numbers on a home loan. Perhaps you have “simple” questions that you’re too embarrassed to ask. Or maybe you just need an expert to tell you what’s possible for your unique situation.
Sticking points like this are common for high achievers. You’re wired to make smart decisions. But when it comes to property, you’re not an expert …so you end up doing nothing.
Many of our clients are lawyers, engineers, consultants and business professionals. Analytical thinkers who value expert advice and want to make an informed decision. That’s where we come in.
We work with banks, lenders and smart Sydney home buyers like you every day. It’s quite literally our job to help you get “unstuck”.
Five Steps To A Better Home Loan
Speak with a home loan specialist on Zoom, via phone or in person to find a great home loan.
We’ll help you compare hundreds of loans from more than +40 lenders to help you save years in repayments, fees, and tax.
And once you’re ready, we can even arrange genuine pre-approval so you can start house-hunting with confidence.
It all starts with a 20-minute chat where we’ll cover:
1. Home Loan 101
Get clear answers to you common home loan questions, including:
- How much deposit will I need?
- How can I access financing to invest?
- How much can I borrow?
- How can I structure my lending for tax effectiveness?
- How fast can I get approved?
- Will I have to pay for Lenders Mortgage Insurance?
- What’s the difference between fixed and variable rate home loans?
- How can I plan for future investment or expanding an existing property portfolio?
- What’s the buying process if I want to buy land to build on?
- Will I have to pay stamp duty?
2. Grants & Incentives
Check your eligibility for government grants and incentives. Access schemes that lower your deposit requirements, provide a lump sum payment or save you tens of thousands in fees and stamp duty.
Find out if you qualify for any of the following:
- First Home Buyer’s Assistance Scheme (FHBAS)
- First Home Loan Deposit Scheme
(FHLDS) - First Home Owner’s Grant (FHOG)
- Family Home Guarantee
3. Specialty Loans
Find out if your circumstances would benefit from speciality loan products. This might include loans for high-income professionals, expats, self-employed business owners or construction loans.
Some of these boost your chance of being approved and increase your borrowing capacity. While others can provide lucrative benefits, not available through conventional lenders, saving you tens of thousands in fees and repayments.
4. Property Reports
If you already have a property in your sights, we can provide a professional property report detailing its sales history, listings history, rental history and development permit application activity. You can use this information to make a more informed decision about your purchase.
5. Timelines & Pre-Approval
Finally, you’ll get a crystal-clear outline of next steps. Whether that’s working towards a specific deposit amount or shortlisting the most appropriate lenders. Once you’re ready, we can arrange pre-approval so you’re ready to act the moment you find a suitable property.
At the conclusion of the session, you’ll walk away with a clear action plan for financing your dream home.
The process is actually very simple and stress-free when you have a team of experts on your side. We help smart home buyers like you every day!
Quite often clients are surprised to learn that they’re in a better position than they imagined and that their timeline for buying a property is much shorter than they thought possible.
“Who Are You And Why Do You Offer This FREE Service?”
I’m Marcus Roberts, Principal of Brighter Finance.
We’ve been helping home buyers and property investors to finance their dream homes, grow their wealth and pay off their mortgages in record time for over a decade.
Your personalised strategy is free and there is no obligation to engage us as your mortgage broker. Of course, we would love it if you did! (Even then there is no cost for our help.)
To reflect our commitment to providing the very best advice, we make the following promise:
Helpful Home Loan Advice, Guaranteed. Or We’ll Give You A $50 Fuel Voucher.
We appreciate your decision to put your time and trust in us. If we don’t live up to our promise of giving you helpful home loan advice during our time together, we will send you a $50 Fuel Voucher out of respect for your time.
What Other Sydney Home Buyers Are Saying
"Marcus guided us through the process expertly, and was always on hand"
Marcus helped us secure our mortgage for our first property in Australia. He was fantastic throughout. As first time buyers he guided us through the process expertly, and was always on hand to answer any and all our questions. We frequently changed our minds in the early stages of the mortgage process, but Marcus always dealt with these changes promptly. I would highly recommend Marcus as a mortgage advisor and will be using in in the future for any mortgage applications and reviews we carry out.
"Marcus went above and beyond"
Marcus went above and beyond to find us the right mortgage provider, offering any assistance we needed. He was even able to go back and get a generous rate discount after the initial offer. You won’t find another more helpful and trustworthy mortgage broker. Highly recommended!
"Can confidently recommend!"
Marcus explained in simple language my home loan options. Very happy with the service and can confidently recommend!
"Marcus took to explain everything in the simple terms"
Marcus was a great help right from the start at our first meeting it was apparent that Marcus acted in the clients best interest & his advise was based on that and not selling a service. Your first mortgage can be quite daunting and that was all mitigated with the time he took to explain everything in the simple terms that helped me take all the information in. If I ever need another Mortgage or when I require a re-finance Marcus will be the first phone call.